Research Overview on Operational Risks of Policy Banks
Keywords:
Bank Operational Risks, Policy Financial Institutions, Risk ManagementAbstract
This paper provides an overview of the operational risks faced by policy banks, covering various aspects including bank operational risks, operational risk control, and the unique operational risks of policy financial institutions. The study discusses the shift in foreign experts' focus from credit risk to operational risk control, highlights the key role of the Basel III Accord in risk management, and examines the organizational and technical challenges in operational risk control. The paper also explores the role of policy financial institutions in resource allocation, the specific risks they face, and the results of research on their risk prevention and control measures. It identifies areas for further development in theoretical frameworks, regional studies, and case analyses, providing direction for future research.
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